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5 Mistakes to Avoid When Applying for Auto Insurance

By February 8, 2020No Comments

Mistakes to Avoid with your Auto Insurance Application

  • Not listing all drivers on your auto insurance application – Anyone who continuously drives your vehicle, even if it’s just for a short period of time a week, should be listed on your policy.
  • Giving a false vehicle location – The difference between parking in Nashville, Tennessee versus Mount Juliet, Tennessee can greatly affect the amount of coverage you need for your vehicle.  Failing to report your car’s true location can impact the accuracy of your insurance quotes.
  • Not reporting your driving citations – It’s best to be upfront about your driving record to avoid any conflicts or discrepancies.  Your insurance company can easily retrieve any driving records from the DMV to check the accuracy of your application.
  • Not disclosing business uses – in some cases, you may need a specialize policy when driving for business purposes or for a rideshare company like Uber or Lyft.  Failing to take the proper steps could lead to a lack of coverage following an accident.  You don’t want to jeopardize your auto insurance.
  • Failing to update life changes – Changing addresses or adding another driver to a vehicle are all life changes that need to be updated on your policy.  By not reporting changes, you may be overpaying for coverage and missing out on available discounts.

Inaccuracies on your auto insurance application can end up costing you more money in the long run.

Auto Insurance