Hospitality insurance in Mount Juliet and throughout Tennessee.
A number of very specific sets of risk are present in hotels and restaurants. To match your unique needs, we can customize a selection of insurance products. The ideal method for obtaining hospitality insurance coverage is to evaluate your specific needs and create a plan.
Getting appropriate hospitality insurance at least offers you a fighting chance by reducing some of the hazards, but every hotel and restaurant owner has heard the statistics about how difficult it is to survive and prosper in the business.
It would be wise to think about getting a specially designed hospitality insurance coverage, since this would not only make things easier but also might cover hazards you hadn’t thought of.
For instance, you’ll typically want to cover liabilities to customers and employees as well as dangers to property, such as the building and equipment.
Keep in mind that there is a significant distinction between general liability (like when a customer slips on a spilled beverage) and professional liability (like a bout of food poisoning from bad food or inadequate preparation).
Additional Factors Covered By Hospitality Insurance
The risks of fraud and data theft associated with accepting cash and credit card payments, the risks of spoiled food that must be thrown away in the event of a power outage or refrigeration failure, and the risk of lost business in the event that you must close for repairs following a fire are additional factors that are often overlooked.
Contact us right now to safeguard your restaurant enterprise.