Protect your business with an added layer of coverage.

Get a Quote

As an independent agency, we offer multiple options at competitive prices.

Coverage will not be bound or changed until confirmed by a licensed agent.

Carlson Insurance Group Has you covered

Commercial Umbrella Insurance

Commercial umbrella insurance in Mount Juliet and throughout Tennessee.

Commercial umbrella insurance is made to complement current insurance plans and add an extra layer of security for your company. We’ll work with you to identify the ideal umbrella solution to meet every requirement of your business.

Umbrella insurance for businesses is all about going above and beyond. It’s an additional layer of defense that takes effect in the worst-case scenario for your commercial insurance policy.

Most business insurance policies have a payout limit, whether they cover commercial property or commercial liability. Normally, any costs that exceed this cap would be the responsibility of your company. This kind of unanticipated expense could endanger your company’s very existence.

Only after your primary commercial insurance policy’s payout limit is reached does a commercial umbrella policy take effect. The commercial umbrella policy would then cover the remaining expenses.

What’s a Commercial Umbrella Insurance example?

For illustration, suppose your company has a $500,000 liability insurance policy, but you still have to pay $700,000 in damages. If your company is covered by a commercial umbrella policy, the liability insurance coverage will pay out in full first, and the umbrella policy will subsequently cover the remaining $200,000 if necessary.

The appeal of umbrella insurance is that, despite the minimal likelihood that it will be required to pay out, it is frequently far less expensive to buy than you may anticipate.

An excellent method to further safeguard your assets is by purchasing commercial umbrella insurance. If you get in touch, we’ll help you to decide if it’s appropriate for your company.

We Know The Industry

Over 100 Years of Combined Experience


We Are Here To Help You With Any Questions You May Have

Insurance is an arrangement between a company that provides a guaranteed compensation for a specific loss in return for a payment of premium.
A deductible is the amount of money you pay out of pocket toward a covered claim.
The cost of insurance depends on the type of policy you need and many other factors. Speak to an agent today for a quote.
If you own a business, or if you’re a subcontractor, having insurance could definitely provide necessary protection. Speak to an Agent today for details.

What Else Can We Help With?

We offer coverage for all your needs

166 Belinda Pkwy, Ste. 100
Mount Juliet, TN 37122

Also serving the areas of: 

Mobile Home Page

Looking For A Quote?

We can start immediately.
Takes 30 seconds.

Let's get you to the right place.
Select an option below.