Commercial Umbrella Insurance

An extra layer of coverage to protect your business.

Commercial umbrella insurance throughout Tennessee in Mount Juliet, TN, Nashville, TN, Murfreesboro, TN, Hohenwald, TN, Cookeville, TN, Clarksville, TN, Lebanon, TN and Gallatin, TN.

Commercial umbrella insurance is designed to supplement existing insurance policies, giving you an additional layer of protection for your business. We’ll work with you to find the right umbrella solution to cover all your business needs.


Commercial umbrella insurance is all about going one step further. It’s an added layer of protection that kicks in if the very worst happens with your business insurance policies.

Most business insurance policies–whether they cover commercial liability or commercial property–have a payout limit. Normally, your business would be on the hook for any expenses above and beyond this limit. This type of unexpected cost is something that could threaten the very survival of your business.

A commercial umbrella policy kicks in only if your main business insurance policy reaches the payout limit. At that time, the commercial umbrella policy would pay out the remaining costs.

For example, let’s say you have a liability insurance policy of $500,000 for your business, but you must pay damages of $700,000. If you have a commercial umbrella policy in place for your business, the liability insurance policy will pay out in full first, and then the umbrella policy will pick up the remaining $200,000.

The beauty of umbrella insurance is that, because there’s a relatively low chance it will need to pay out, it’s often considerably cheaper to purchase than you might expect.

Commercial umbrella insurance is a great way to further protect your assets. Reach out, and we’ll help you to determine if it’s right for your business.

We Know The Industry

Over 100 Years of Combined Experience

We Are Here To Help You With Any Questions You May Have

Insurance is an arrangement between a company that provides a guaranteed compensation for a specific loss in return for a payment of premium.
A deductible is the amount of money you pay out of pocket toward a covered claim.
The cost of insurance depends on the type of policy you need and many other factors. Speak to an agent today for a quote.
If you own a business, or if you’re a subcontractor, having insurance could definitely provide necessary protection. Speak to an Agent today for details.
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As an independent agency, we offer multiple options at competitive prices.

Coverage will not be bound or changed until confirmed by a licensed agent.

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166 Belinda Pkwy, Ste. 100
Mount Juliet, TN 37122

Voted Best Insurance Agency in Mt. Juliet!

We do Insurance…but different!
Call or email us today!

Voted Best Insurance Agency in Mt. Juliet! We do Insurance... but different! Call or email us today!

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