Rental property insurance throughout Tennessee in Mount Juliet, TN, Nashville, TN, Murfreesboro, TN, Hohenwald, TN, Cookeville, TN, Clarksville, TN, Lebanon, TN and Gallatin, TN.
Don’t be fooled, just because your tenant has rental insurance doesn’t mean that you—the owner—are protected. Rental property insurance is specially designed to cover the risks faced when you rent your property to others.
Rental property insurance is a specialty home insurance policy for the property owner rather than the tenant. It’s similar to a homeowners policy but is designed to account for the differing risks that you face when you rent a property rather than live in it yourself.
In addition to damage to the building itself and your personal property (such as included furniture), rental property insurance often covers lost income if property damaged means you can’t rent it out for a period. The policy will also often include coverage for liability you might face if a tenant sues over injury suffered in the property.