General liability insurance in Mount Juliet and throughout Tennessee.
There are always unknowns in business, regardless of its size and nature. We will identify your company’s risks and put together an insurance policy that is appropriate for your company.
It’s evident that you need to take precautions to prevent damage to your equipment, property, and personnel when you glance around your company. Less evident, but no less significant, is the risk of causing harm to other individuals or businesses, which might result in you having to pay out a lot of money if you are found to be at fault.
What does General Liability cover?
General liability insurance primarily protects against bodily injury to third parties and material damage to their property. This rule has a few exceptions, such as data loss and reputational harm (for instance, if a staff member of your company slanders a client).
Note that general liability insurance does not cover you if you are held liable for delivering subpar expert advice. Errors & omissions insurance (E&O) can aid in defending your company against that particular danger.
If you ever meet clients (at your place of business or theirs) or have any kind of physical access to their property, your company needs general liability insurance. Additionally, it’s possible that some companies would need general liability insurance before they sign a contract with you.
For the majority of firms, general liability insurance is a frequent requirement. We can assist you in choosing an insurance that is appropriate for your particular company.